附表三：一季度主要经营数据同比环比分析表

浦发银行

民生银行

一季度

同比增

环比增

一季度

同比增

环比增

总资产

9500

3.83%

3.83%

10035

9.10%

9.10%

净资产

314.19

11.03%

11.03%

487.15

-2.93%

-2.93%

贷款总额

5789

5.06%

5.06%

5828

5.02%

5.02%

存款总额

8035

5.24%

5.24%

7065

5.25%

5.25%

利息收入

130.8

65.01%

16.20%

124.21

39.64%

10.16%

利息支出

55.3

93.83%

29.86%

58.23

33.90%

23.88%

利息净收入

75.5

48.80%

7.89%

65.98

45.14%

0.35%

非息收入

4.99

71.42%

-12.82%

14.09

275.63%

107.86%

非息支出

1.19

49.34%

-31.52%

0.64

28.30%

-30.04%

非息净收入

3.79

79.80%

-4.60%

13.45

313.67%

129.43%

主营收入

135.79

65.23%

14.80%

138.3

49.19%

15.70%

主营成本

56.5

92.62%

27.44%

58.87

33.84%

22.85%

主营利润

79.29

50.04%

7.22%

79.43

63.05%

10.92%

其他收入

1.09

-48.47%

-63.09%

-2.81

-991.28%

-454.85%

营业税金

5.86

54.27%

8.79%

6.73

69.31%

13.68%

业务管理费

27.08

50.59%

-19.55%

32.25

42.41%

-19.57%

其中付员工

21.01

72.74%

57.05%

15.9

85.23%

-44.61%

其中费用

6.08

4.35%

-70.04%

16.34

16.26%

43.58%

减值拨备金

10.03

-29.42%

18.09%

5.04

-22.72%

742.58%

利润总额

36.91

119.09%

38.26%

32.55

104.55%

27.79%

所得税

8.79

24.47%

-19.62%

7.97

64.15%

52.18%

净利润

28.12

187.40%

78.44%

24.59

122.47%

21.56%

所得税率

23.82%

-43.19%

-41.87%

24.50%

-19.75%

19.08%

拨备前利润

46.94

51.14%

33.39%

37.59

67.56%

44.19%

拨备利润比

27.18%

-67.78%

-14.59%

15.48%

-62.22%

559.32%

费用收入比

34.16%

0.37%

-24.97%

40.60%

-12.66%

-27.49%

员工费用比

77.56%

14.71%

95.22%

49.32%

30.06%